Reborn 92's Business Tycoon

Chapter 485: Chapter 485: A local tyrant couple

'Is this the one you want to use?' Huang Jingping stood in the doorway, once again picking apart the red travel bag that Feng Yiping had casually grabbed for booking the flight.

'This is enough. It can hold 40 or 50 pounds, not to mention 10 or 20. Let's go, we have an appointment with the bank,' Feng Yiping said with a smile.

Huang Jingping muttered under her breath, 'It must be something similar to what I'm carrying today. How can it be carried in such a poor bag?'

The first thing to be carried in this travel bag today is the renminbi.

The bank is a very, very awesome institution.

This arrogance is mainly manifested in the fact that it is one of the rare units that can take your money, say that it is serving you, but you have no binding obligations to it, and it is fair and square, and of course makes all kinds of rules for you, the unit that treats you like the least of a god.

The most unacceptable thing is that these rules are full of overbearing terms.

What breaks the bottom line even more is that it actually has the nerve to go around saying, 'We are also a vulnerable group!'

I believe everyone has this experience: we spend money and deposit it with it – with the inflation levels of the past two years, money deposited in the bank is a loss, which is equivalent to giving it money for free so that it can make money with our money. Then, when you want to withdraw your own money, there are so many rules that you will sincerely feel that you are not the owner of the money you deposited yourself, the bank is.

Fortunately, it was the weekend and there were few cars on the road, so I took a long way round and managed to get to the bank without any problems. There was no way around it – according to the rules, for withdrawals of such a large amount as his, you had to go to the bank where the account was opened. Don't think you can put on airs and say you can't go to the branch near my home. If you want the money, just do as you're told!

Fortunately, Feng Yiping is now also a high-value, high-volume customer of the bank. The self-satisfied lobby manager, whose makeup skills are only average, immediately brightens up when she hears Feng Yiping's reason for visiting. 'Mr Feng, this way please!'

The VIP room is on the right side of the hall, separated by frosted glass. The lobby manager stops the automatic glass door and says, 'Mr Feng, please.'

As soon as the door opened, soft music escaped. The lobby was half-open, with long queues in front of each window. This side was more comfortably decorated than an average café – this was the charm of money.

The account manager responsible for Feng Yiping, a major client, was already waiting inside, with a smile on his face and his hands outstretched, 'Mr Feng, long time no see!'

'Sorry to keep you waiting, I got held up on the way,'

'That's fine, everyone understands about traffic these days,'

As soon as they sat down, a pretty girl in uniform brought them two cups of tea. Now they really know how to take care of important customers.

Feng Yiping was still following the account manager's instructions and adding various items to the list when another young man in a blue suit and briefcase came in. 'I've heard a lot about you, Mr Feng. I'm Yan from the wealth management department. Our bank has quite a few financial products with high returns, and some of them are very suitable for you. Could you spare a few minutes?'

'Sorry, I'm not considering this at the moment,' he said. Are you kidding me, letting you manage my finances for me? You might as well just lose the money, and then the bank will say, "That was done by a resigned employee, not me." It's the same as when those institutions say, after something goes wrong, that it was the fault of a temporary worker.

Manager Yan has heard this kind of rejection many times, so he doesn't take it personally, and he just goes on talking, presenting the information to Feng Yiping with a silver tongue.

Huang Jingping, who was over there looking at the banknote counter to check the banknotes, felt a little sorry for Manager Yan's futile efforts. They had discussed financial management methods that day, but they had not mentioned these bank financial products at all, because the returns were not even in the same order of magnitude.

As the saying goes, 'you shouldn't hit someone who is smiling', so Feng Yiping listened patiently for a while, casually flipping through a document and asking, 'What is the annualised rate of return?'

Manager Yan was taken aback, then delighted, 'The highest can be above 5%,'

Feng Yiping looked at him with a smile, without saying a word. Manager Yan, who had also been smiling, stammered and added under his gaze, "But we can't guarantee it,'

Right, that's the standard bank line, "Sorry, I really don't need it now, thank you!' Feng Yiping handed him the material with a smile.

'Mr Feng, a return of 3% or 4% is no problem,' Manager Yan was still trying hard, but Feng Yiping just smiled and didn't even bother to say anything.

Over there, they had already put one million into the bag they had brought, and Feng Yiping casually picked it up, said thank you, took Huang Jingping's arm and walked out, leaving a disgruntled Manager Yan behind. This young man who obviously spends his parents' money is so difficult to deal with.

The key account manager patted him on the shoulder and said, 'Save it. The younger the guy, the more opinionated he is, and the more options he has. He won't care about this little reward. If he has the time, he might as well go to the lobby and find some old folks.'

Feng Yiping leisurely carried the duffel bag containing the one million in cash, as if it were just a few extra sets of clothes. Huang Jingping was a little nervous. 'Be careful, the bag isn't very good quality. What if the strap breaks?'

'It's fine,' she said. "There are so few bank robberies these days, and it's not the New Year's Eve, so why would they be targeted?"

Huang Jingping finally let her guard down after Feng Yiping got into the car safely. But she was not at ease with the bag of money in the back seat, so with Feng Yiping's teasing gaze, she shoved the bag under her feet and said, "Let's go, drive, buy gold!'

The gold shop where they were going to buy gold had been checked out before. Oh, I don't think it's appropriate to use the word "checked out'? Anyway, they had checked it out, and it was a long-established, reliable shop, and there was a police station nearby, so it was safe.

As soon as they entered the gold shop, they felt the heat. The bright golden colour, which symbolises wealth, really stimulated the senses.

Banks and gold shops are actually related. Later, the English language added the entry, 'Chinese aunties'. The reason they buy gold is because the savings they have worked hard to save would lose money if they were placed in the bank, so they buy gold bars.

Feng Yiping also had some money at the time, but he resolutely did not follow the trend and buy. Sure enough, when the old ladies all bought, the gold price dropped again and again.

To be honest, they came in with bags and sunglasses, making the staff behind the counter a little nervous. A girl who had seen a lot of Hong Kong movies also thought with an open mind, 'This can't be Bonnie and Clyde!'

However, Feng Yiping immediately dispelled their doubts, took off his sunglasses, and smiled as he asked a middle-aged man behind the counter, 'What are the different specifications of our gold bars, and what are the prices?' As he spoke, he placed the bag he was holding on the glass counter.

The young girl with the open mind switched the plot again, 'They came with a bag of money to buy gold bars?'

At this time, Feng Yiping, in her eyes, was shining with gold, just like the things in the counter.

She was right this time, but there was no prize!

'This way please,' said the middle-aged man, who knew that a big customer had arrived. He politely guided them to the showcase with the gold bars, took out a pair of gloves, and held up a golden bar with the words "AU9999" on it. 'This is our 500-gram pure gold,'

Feng Yiping took off his sunglasses and looked at the large and small gold bars in the counter with Huang Jingping, from 10 grams to 1000 grams. The largest one was only 1000 grams, indirectly indicating that buying gold was not yet popular.

Later, during the gold rush, the main force of gold spot sales was the gold bars launched by major banks, which should be called gold bricks. One piece was larger than the other, 12.5 kilograms and 25 kilograms. However, if he wanted one that big now, he really couldn't buy one today.

Feng Yiping took the one-catty piece and tossed it in his hands. It was also one catty, but one catty of gold seemed to be a better deal than one catty of tofu. 'Show me the one-catty piece,'

'Sure, just a moment,'

The one-catty piece was obviously more suitable. Ten pieces would be enough to put away. 'How much is it per gram?'

'According to today's price, 87,'

'I'll take ten pieces, 83,' That's a really cheap price, which is a fraction of the later price, but no matter how cheap it is, you still have to bargain.

'Boss, you're joking. We don't make much profit anyway. Our shop is an old one with a long history. You can see that our gold bars are all made according to national standards and are of the best quality. However, if you buy so much at once, we'll just take a rough estimate and count it as 86 for you. You can go ask around the city, this is definitely the lowest price!'

'Boss, I know a little bit too. Today's price is less than 270 US dollars per ounce, 86 per gram. Don't make too much profit!' Feng Yiping had of course done his homework.

After a long negotiation, they finally settled on 85 per gram, which was Feng Yiping's psychological price.

The boss, while counting the wads of RMB that Huang Jingping took out of her bag with a money counter, said, 'Today's business really didn't make a penny.' But now, he couldn't even force a wry smile on his face. It was true that he had made less money, but with Feng Yiping's purchase, the store's entire stock of one kilogram bars was gone.

This time, it was Huang Jingping who said, 'Yes, you didn't make money off us, you made money off the RMB!'

He declined the boss's best recommendation of the golden pig and golden elephant or whatever – the boss really wanted to keep the dozen or so yuan left in their bag. He leisurely filled a bag with ten kilograms of gold bars and walked out of the gold shop, watched enviously by the staff. Feng Yiping had finally fulfilled a long-cherished wish.

He had imagined this scene many times, but at the time, he could only think about it. More than ten years later, ten kilograms of gold would cost at least more than two million yuan, which he could never afford.

The two people, who had not escaped from their low tastes, could not help but pick up two pieces and play with them as soon as they arrived home. 'Is it okay to just leave them at home?' Huang Jingping asked.

'It's fine,' Feng Yiping said, picking up two pieces and rubbing them together wilfully. Will there be gold shavings falling off?

He had already thought about safety. The reason he used cash today was also due to this consideration. Swiping a card is convenient, but it leaves a trace.

'This one is for my grandfather, these two are for my parents, these two are for your parents, this one is for me to use as a paperweight, and the rest, all of it is for you,' Feng Yiping divided up the uses with a smile.

'Hey, hey, these two gold bars for my parents are not safe at home, so I'll keep them for them. And these, I'll keep them for our children,' Huang Jingping, who had never cared much about money, smiled and gathered all six gold bars on the carpet in front of her. She was very materialistic and obsessed with wealth.

It seems that everyone was right: women are just like the legendary dragons, they love this kind of golden stuff.